THE FOLLOWING TERMS AND CONDITIONS OF USE GOVERN YOUR USE OF THIS PUBLIC INTERNET
WEBSITE (WWW.PARMA.TRUSTINSURANCE.COM). YOUR USE OF THIS PUBLIC WEBSITE
AFFIRMS THAT YOU UNDERSTAND THESE TERMS AND CONDITIONS OF USE AND CONSTITUTES
YOUR ACCEPTANCE OF THESE TERMS AND CONDITIONS OF USE. DO NOT USE OR ACCESS THIS
WEBSITE IF YOU DO NOT UNDERSTAND OR ACCEPT ALL OF THESE TERMS AND CONDITIONS OF
All the information on this website is provided for information purposes and is
subject to change without prior notice. The "information and content" on this
website includes, but is not limited to the text, graphics, files, images, and
selection and arrangement thereof. Information and content provided on this
website is made available to you by the American Insurance Trust (The Trust), its affiliates including The Trust Practice and Risk Management Association (TrustPARMA), and Trust Risk Management Services (TRMS), and The Trust's and/or TrustPARMA business associates.
The information and content provided on this website is provided to you for
informational purposes only and does not constitute an offer to sell or a
solicitation of an offer to buy any product that may be referenced on this
All information and content on this website is protected by copyright. The Trust, TrustPARMA and/or TRMS is the original creator of the material appearing on this
You are granted a limited, non-exclusive, nontransferable, and revocable
license to download, display, and print one (1) copy of the information and
content of this website on a single computer for your personal, non-commercial
use only. Any commercial use of any information and content on this website
requires prior written consent from The Trust.
All trademarks and logos displayed on this website are the registered or common
law (unregistered) trademarks of The Trust, TrustPARMA, and/or TRMS or their business
associates. Your use of this website does not grant you any license or right to
use these trademarks in any manner without the express written consent of The
Trust, TrustPARMA and/or TRMS.
THE TRUST, TrustPARMA, TRMS, AND THEIR AFFILIATED COMPANIES WILL MAKE EVERY REASONABLE
EFFORT TO INCLUDE ACCURATE AND UP-TO-DATE INFORMATION AND CONTENT ON THIS
WEBSITE. THE TRUST, TRUSTPARMA, TRMS, AND THEIR AFFILIATED COMPANIES, MAKE NO WARRANTIES OF
ANY KIND REGARDING THE INFORMATION AND CONTENT ON THIS WEBSITE AS WELL AS THE
OPERATION OF THIS WEBSITE, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT OF
PROPRIETARY RIGHTS. THE INFORMATION AND CONTENT ON THIS WEBSITE IS PROVIDED
"AS-IS." THE TRUST, TRUSTPARMA, TRMS, AND THEIR AFFILIATED COMPANIES EXPRESSLY DISCLAIM ANY
REPRESENTATION OR WARRANTY THAT THIS WEBSITE WILL BE ERROR-FREE, SECURE, OR
UNINTERRUPTED. THE TRUST, TRUSTPARMA, TRMS, AND THEIR AFFILIATED COMPANIES FURTHER DISCLAIM
ANY WARRANTY AS TO THE ACCURACY, COMPLETENESS, AND CURRENCY OF ANY OF THE
INFORMATION AND CONTENT ON THIS WEBSITE AND UNDERTAKE NO OBLIGATION TO MAINTAIN
THE CURRENCY OF SUCH INFORMATION AND CONTENT. THE TRUST, TRUSTPARMA, TRMS, AND THEIR
AFFILIATED COMPANIES HAVE NOT MADE AND DO NOT MAKE ANY WARRANTY OF ANY KIND
WHETHER, EXPRESS OR IMPLIED, WITH RESPECT TO THE CONTENTS OF THIS WEBSITE AS
WELL AS THE OPERATION OF THIS WEBSITE; AND ALL IMPLIED WARRANTIES OF
MERCHANTABILITY, TITLE, NONINFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE
ARE HEREBY DISCLAIMED. ADDITIONALLY, ALL WARRANTIES AND CONDITIONS ARISING BY
STATUTE OR OTHERWISE IN LAW OR FROM A COURSE OF DEALING OR USAGE OF TRADE ARE
DISCLAIMED. SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OF IMPLIED
WARRANTIES, SO THIS WARRANTY DISCLAIMER MAY NOT APPLY IN WHOLE OR IN PART TO
IN USING THIS SITE, YOU AGREE THAT YOU WILL NOT HOLD THE TRUST OR ANY OF ITS
AFFILIATED COMPANIES, INCLUDING TRUSTPARMA, TRMS, AND THEIR OFFICERS, DIRECTORS, TRUSTEES,
EMPLOYEES, AND AGENTS, LIABLE TO YOU OR ANY PARTY FOR ANY DAMAGES OR INJURY OR
LOSS, INCLUDING ANY DIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE
DAMAGES, THAT MAY RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE
MATERIALS ON THIS WEBSITE (OR ANY OTHER LINKED SITE), WHETHER IN AN ACTION OF
CONTRACT, NEGLIGENCE, OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION
WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE ON THIS WEBSITE (OR ANY
OTHER LINKED SITE). THE TRUST AND ANY OF ITS AFFILIATED COMPANIES, INCLUDING
TRUSTPARMA, TRMS, SHALL NOT BE LIABLE EVEN IF THE TRUST OR A TRUST AUTHORIZED
REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THESE
INCLUDE BUT ARE NOT LIMITED TO DAMAGES OR INJURY CAUSED BY ERROR, OMISSION,
INTERRUPTION, DEFECT, FAILURE OF PERFORMANCE, DELAY IN OPERATION OR
TRANSMISSION, LINE FAILURE, OR COMPUTER VIRUS, OR OTHER COMPONENT.
This website may contain links to third party websites. Links
to third party websites do not constitute or imply endorsement by The Trust,
TrustPARMA, TRMS, or their affiliates of the linked website or any content or material
contained on the third party website. The Trust and TRMS do not review third
party websites and The Trust, TrustPARMA and TRMS are not responsible or liable for the
accuracy or completeness of the contents of any such third party website. Use
of any third party website is done at the user's own risk.
Certain sections of this website may offer you the ability to email a message
to The Trust, TrustPARMA, TRMS, and/or their business associates. Email functionality, if
any, is provided to you to facilitate communications between you and The Trust.
By utilizing any email functionalities on this website, you agree that The
Trust, TrustPARMA and/or TRMS shall have no liability for any loss or damage that arises
from unaccepted email requests, orders or instructions. The Trust and/or TRMS
shall have no liability for any loss or damage that results from interception
and/or unauthorized use by third parties of any information you send by email.
Certain portions of this website may offer the use of encryption technologies
for certain types of communications for your protection. While this website may
provide those technologies and use other reasonable precautions to protect
confidential information and provide reasonable security, The Trust, TrustPARMA, TRMS,
and/or their affiliated companies do not guarantee or warrant that information
transmitted through the internet is secure, or that such transmissions will be
free from delay, interruption, interception, or error.
Certain portions of this website may offer the use of User IDs, passwords, and
other security codes (User Codes) that you will need in order to access and
use certain personal information related to you. You are responsible for
maintaining the confidentiality of your User Codes. You agree that you will be
fully responsible for all activities that occur utilizing your User Codes, and
that The Trust, TrustPARMA, TRMS, and/or their business associates are not under any duty
to inquire as to the authority or propriety of any instructions given to the
Trust, TrustPARMA, TRMS, and/or their business associates via your User Codes.
This website does not market any products or services to children. If you are
less than 18 years of age, you may not use this website and must leave
immediately. The Trust, TrustPARMA, and TRMS do not knowingly gather data from children
through this website.
You may not use this website for any illegal, false or fraudulent purpose. You
are also forbidden from using this website to post or transmit any unlawful,
threatening, libelous, defamatory, obscene, indecent, inflammatory,
pornographic or profane material, or any material that could constitute or
encourage conduct that would be considered a criminal offense, give rise to
civil liability, or otherwise violate any law. You may not use any device,
software, or routine that interferes or attempts to interfere with the normal
operation of this website or take any action that imposes an unreasonable load
on The Trust's or TRMS's computer equipment. You may not use this website for
any purpose that is unlawful or otherwise prohibited by these Terms and
Conditions of Use. The Trust, TrustPARMA and TRMS reserve the right, at any time and
without advance notice or liability, to terminate your access to this website.
These Terms and Conditions of Use shall be governed and construed in accordance
with the laws of the United States and the District of Columbia, without giving
effect to conflict of law principles thereof. The services, products described, and information provided through
this website may not be available to those who reside outside of the United States.
The information and content on this website, and these Terms and Conditions of
Use, are subject to change or updating by The Trust, TrustPARMA and/or TRMS, at any time
without prior notice. The changes may include superseding terms and conditions
or specific notices. YOU SHOULD REVIEW THESE TERMS AND CONDITIONS OF USE FROM TIME TO
TIME TO BE AWARE OF ANY CHANGES THAT ARE MADE. Your continuing use of this website constitutes your acceptance of any change or update, all of which shall
become controlling when posted.
For more information email The Trust at email@example.com.