Professional Liability Rates

Claims-Made Policy

A claims-made policy covers you for incidents that happen after coverage becomes effective. The claim, however, must be reported while your policy is in force. Claims filed after your coverage ends may be covered by purchasing an Extended Reporting Period (also referred to as a 'Tail').

Occurrence Policy

An occurrence policy covers you for any incidents that happen while you are insured by the policy, regardless of when the claim may be filed.

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